5 Areas to Lower Your Household Budget

Piggy Bank by Images of Money

    As the Chief Financial Officer for our household, I am constantly looking for ways to cut our budget and save money.  There are many areas that I’ve been looking at recently – food, rent, electricity, water, and auto insurance. The food bill has been cut through the use of coupons.  Both the Frugal Hubby and I have … [Read more...]

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Frugal Tuesday Random Ramblings

Frugal Tuesday Random Rambling #1 People need to realize that because you choose to live a frugal lifestyle that it does not mean you cannot have fun. My husband and I decided some time ago to start trying to live a frugal lifestyle.  We do not deprive ourselves of the chance to eat out occasionally.  We do not deprive ourselves of … [Read more...]

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Fall Decorating on a Budget

Fall Centerpiece

Yesterday we went to several craft stores looking for a silk fall centerpiece for our kitchen table.  I really couldn't believe the prices on some of these centerpieces.  The cheapest one I could find was $50.  It didn't even have any fillers and was basically cut silk flower stems stuck into the hay bale.  So I thought why not make one.   I … [Read more...]

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Frugal Pantry Tuesday – What’s for Dinner?

It’s time for another edition of Frugal Pantry Tuesday.  Most of you know how this works.  I give a list of ingredients – a meat, items from the fridge, and from the pantry.  Then you leave a comment on what you would make from those ingredients.  It’s a fun way to get different recipes. Before I give the scenario for today I want to … [Read more...]

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How Much Is Too Much?

The other day I was reading an article for some research on one of my other blogs and it talked about how much is too much in our everyday lives.  It was talking about how to recognize when you are doing to much in your everyday life.  There were some principles that were suggested for attaining a calmer, less stressful life .  Some of these … [Read more...]

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Our Wal-Mart Trip

We went to Wal-Mart today with a very limited budget.  Payday is not until next week and I'm trying to stick to the budget.  We had our list made and we followed it until....  Well, We went by the Christmas clearance aisle. They had some beautiful Christmas ornaments.  They were marked down 75%.  Just couldn't pass that one up.  I did … [Read more...]

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Top 5 Family Changes For 2009

2008 is almost over and if you are like millions of others you are probably making “New Year’s Resolutions.”    My family is no different except that we don’t call them “resolutions.”  We call them changes. To us, changes sounds a little more down to earth than a “Resolution.”  They are basically the same, but it just seems a … [Read more...]

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Budget Update

Several days ago, I wrote about the dreaded "b" word.  You know, the budget word.  We have finished the series by YNAB and have decided that we are going to buy the series.  What we learned from the YNAB series We learned that budgeting is not an evil thing.  Budgeting is a tool that can be used to help guide you and keep you on … [Read more...]

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