The Frugal Housewife offers frugal living tips on meal planning, money management, home decorating, decorating for the holidays, and family time.
The Jones family has it all. They have the best cars. A big house. A swimming pool with all the best pool toys. Their kids are always perfectly dressed and never get into trouble. Everyone wants to go to the Jones house. The Jones family is a great family! They are the family to be envied. They have everything and everything going for … [Read more...]
Keeping track of credit card spending is an essential part of budgeting. If you don't keep track of what you are using your credit card for then it leads to overspending and over the limit credit balances. One way of the best ways to keep track of your credit card spending is to keep a list of what your credit card purchases are each … [Read more...]
Your credit score or FICO is a number that lenders use to help "predict" whether you are going to make your payments on time. In other words, it determines your creditworthiness. Your credit score is based on credit report information. Credit card companies, banks, insurance companies , some employers, some landlords, and mobile phone … [Read more...]
What is a “Scavenger Debt Collector?” A scavenger debt collector is a debt collecting agency who purchases very old debt for pennies on the dollar and then tries to collect the entire balance of the original debt. They will use many tactics in trying to lure you into admitting that this is your debt and that you will begin to pay it. They … [Read more...]
Paying your bills on time is easier than ever. Online bill paying is everywhere. You can schedule recurring payments or make one time payments with the click of your mouse. There are some things that you need to be careful about when making online payments. Most of these are pretty obvious. First you need to make sure that you have enough … [Read more...]
It's been a few weeks since I've read anything about frugality. Call it a self imposed sabitical. Today, my sabitical ended. Occasionally, when I want to see what the world is saying about frugality, I'll type the word "frugality" into Google and see what happens. Usually I'll just close it out. There are usually over 100,000 responses. Today … [Read more...]
Today has been one of the longest and most frustrating days that I have experienced in a long time. As part of our new more responsible outlook at life, we have decided that it would be more prudent and responsible for us to try and purchase a home, instead of wasting money renting. I am currently in Chapter 13 bankruptcy -- partly from a … [Read more...]
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