Share Yesterday morning I spent the morning checking my FICO scores because we are were going to try and get a home loan. I wanted to be prepared in what I was going to encounter when trying to get pre-approved for a home loan. It wasn’t a very pleasant experience because every time I check my credit [...]
Share Have you checked your credit score lately? The Frugal Hubby checked his today. He was not a happy camper. One small bill that he had forgot about got charged off. While it was considered “charged off” it didn’t adversely affect his credit score, but it kept him from getting a loan recently. So we [...]
ShareYour credit score or FICO is a number that lenders use to help “predict” whether you are going to make your payments on time. In other words, it determines your creditworthiness. Your credit score is based on credit report information. Credit card companies, banks, insurance companies , some employers, some landlords, and mobile phone companies [...]
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