My Credit Score is What?

fish

Share Have you checked your credit score lately? The Frugal Hubby checked his today.  He was not a happy camper.    One small bill that he had forgot about got charged off.  While it was considered “charged off” it didn’t adversely affect his credit score, but it kept him from getting a loan recently.  So we [...]

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Your Credit Score or FICO

ShareYour credit score or FICO is a number that lenders use to help “predict” whether you are going to make your payments on time. In other words, it determines your creditworthiness. Your credit score is based on credit report information. Credit card companies, banks, insurance companies , some employers, some landlords, and mobile phone companies [...]

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Anti-Bling Thing Going On!!!

Shopping mall by shelhamer5 @ Flickr.com

Share   It’s been a few weeks since I’ve read anything about frugality. Call it a self imposed sabitical. Today, my sabitical ended. Occasionally, when I want to see what the world is saying about frugality, I’ll type the word “frugality” into Google and see what happens. Usually I’ll just close it out. There are [...]

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One Step Closer

ShareWell, let me begin by saying that the previous post was somewhat “a rant” of frustration at the system of finance.   Then again, it made for some fast writing and helped tremendously to “vent” on here. The whole experience has caused my family to decide that we are making a plan and sticking to it.  [...]

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Cleaning up our Credit Report

ShareToday has been one of the longest and most frustrating days that I have experienced in a long time.  As part of our new more responsible outlook at life, we have decided that it would be more prudent and responsible for us to try and purchase a home, instead of wasting money renting.  I am [...]

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