Debt Collectors | The Frugal Housewife

Your Rights Under the Fair Debt Collection Practices Act

March 2, 2009 By The Frugal Housewife 2 Comments

ShareDISCLAIMER. This post is for informational purposes to inform people of what some of their rights are under the FDCPA. It is not intended to replace professional advice. If you are having a problem with a debt collector or a “scavenger debt collector”, seek professional advice. It is not a pay per post article. I [...]

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Filed Under: Finance Tagged With: Collection Agency, credit laws, dealing with creditors, debt collection, debt collector, debt collectors, disputing collections, Fair Debt, Fair Debt Collection Act, Fair Debt Collection Practices Act, FDCPA, frugal housewife, stopping debt collector calls, Tips

Scavenger Debt Collectors

February 13, 2009 By The Frugal Housewife 12 Comments

ShareWhat is a “Scavenger Debt Collector?” A scavenger debt collector is a debt collecting agency who purchases very old debt for pennies on the dollar and then tries to collect the entire balance of the original debt. They will use many tactics in trying to lure you into admitting that this is your debt and [...]

This post may contain affliate links. Please read my disclosure policy here.

Filed Under: Finance Tagged With: cease and desist letter, credit card, credit card debt, credit cards, Debt & Debt Management, debt collectors, frugal housewife, old debt, scavenger debt collectors, The Frugal Housewife, Tips

About The Frugal Housewife

The Frugal Housewife is owned and written by JT Locke. JT is a "frugal" wife and mother of two grown children. She lives, shops and works in San Angelo, TX.

Currently working as the office manager for a small telecommunications corporation, JT understands budgeting and the stress of trying to "balance" the budget.

JT loves searching for and getting a "good" deal. She shares her tips for getting good deals, using coupons, and other money saving tips in her writings on The Frugal Housewife.