Beware of little expenses. A small leak will sink a ship. --Benjamin Franklin "It is thrifty to prepare today for the wants of tomorrow." --Aesop "This would a much better world if more married couples were as deeply in love as they are in debt." --Earl Wilson "Make all you can, save all you can, give all you can." --John Wesley … [Read more...]
Your Credit Score or FICO
March 4, 2009 By Leave a Comment
Your credit score or FICO is a number that lenders use to help "predict" whether you are going to make your payments on time. In other words, it determines your creditworthiness. Your credit score is based on credit report information. Credit card companies, banks, insurance companies , some employers, some landlords, and mobile phone … [Read more...]
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Scavenger Debt Collectors
February 13, 2009 By 12 Comments
What is a “Scavenger Debt Collector?” A scavenger debt collector is a debt collecting agency who purchases very old debt for pennies on the dollar and then tries to collect the entire balance of the original debt. They will use many tactics in trying to lure you into admitting that this is your debt and that you will begin to pay it. They … [Read more...]
This post may contain affliate links. Please read my disclosure policy here.
Budget Update
October 14, 2008 By Leave a Comment
Several days ago, I wrote about the dreaded "b" word. You know, the budget word. We have finished the series by YNAB and have decided that we are going to buy the series. What we learned from the YNAB series We learned that budgeting is not an evil thing. Budgeting is a tool that can be used to help guide you and keep you on … [Read more...]
