It’s time to start thinking about Christmas shopping.
It’s already time to start thinking about Christmas shopping. The year has flown by. A lot has changed in a year. The economy has become weaker. With the weak economy, department stores and online retailers will be most certainly offering good deals. It is important to have some kind of plan in place for frugal Christmas shopping.
The Frugal Housewife’s Twelve Tips for A Frugal Christmas
1. Set a budget.
- Just like in our daily lives, budgeting is important to having a frugal Christmas. Don’t spend more than what you can afford. It is important not to run up those credit card bills. If you do use your credit cards, make sure that you can afford to pay off the balances as soon as possible.
2. Make a list of the people you want to give gifts.
- Making a list will keep you on budget.
3. Find out their likes and dislikes.
- Know as much about the person on your list as possible. It is easier to shop for someone if you know as much as possible about them.
4. Sort the list into categories.
Make sure you cross off the names of people after you have purchased their gift. This way you avoid double purchasing.
5. Check the store’s sales circulars.
- The retail stores most certainly will be having more sales in an attempt to lure shoppers into the stores. Take advantage of the sales.
6. Check the online sales.
- Good deals can be found online. Make sure that the gift will be delivered before Christmas.
7. Make a plan.
- Are you going to do all your shopping during a particular day? Plan your shopping route. Know the stores, their hours, etc.
8. Shop first for those you know best on the list.
- You will have better gift ideas. You may get ideas for those that are difficult to shop for on your list.
9. If you are planning on making gifts, start well in advance of Christmas.
- Give yourself enough time to finish the gift. Don’t add extra stress by running out of time.
10. If giving gift cards, check out the surcharges and expiration dates on the cards.
- The stores are now adding surcharges and expiration dates on the gift cards. Pick cards with the latest expiration date and make sure that the individual you are giving the gift card to knows about the surcharges and expiration date.
11. Get extra “cheaper” gifts for those last minute gift giving needs.
- There are always those last minute party invites. There are always those “obligation” gifts. You know someone gives you a gift that you weren’t expecting and you feel obligated to give a gift in return. Keep the price of these gifts as cheap as possible.
12. Avoid last minute shopping.
- Last minute shopping adds stress and can lead to impulse spending. Impulse spending means overspending. Overspending means breaking the budget.
These are just a few of the many frugal tips for Christmas shopping. Can you think of any more? Please let us hear from you.